Your health is THE most important
thing in your
life!
Many people are now choosing to take out Medical Insurance so as
to ensure that if they or any of their family fall ill or become
injured they can obtain the best treatment available, promptly.
Health Insurance offers you peace of mind. It eases the concerns
that often occur when you fall ill.
Concerns such as:
- Waiting for weeks on end to see a consultant through the NHS
- Being stuck on a waiting list for surgery
- Having discomfort and pain and not knowing when you will be
treated
- That your condition may worsen whilst waiting for treatment
on the NHS
It is important that you take advice on the most suitable cover
for your circumstance and that it is fully reviewed every year.
There are many aspects to taking out this cover such as:
And the level of cover you require. This falls into three categories:
Budget cover
With this type of policy, normally only inpatient and day care
treatment is covered. This is when you are allocated a bed for treatment
for an operation. Outpatient costs such as consultant fees and diagnostic
tests are not covered
Standard cover
This type of policy covers the same as a budget policy but in addition
offers an amount of outpatient cover covering consultations; diagnostic
tests; scans; radiotherapy & chemotherapy and complementary
medicine such as physiotherapy; osteopathy, visit to a chiropractor
and homeopathy. The budget covering outpatient cover is usually
limited to £300 - £2000 per member per year - depending
on the Insurer.
Comprehensive Medical Insurance
These policies are very much the top of the range. With this type
of policy, it offers full cover, usually without any monetary limits
on the outpatient cover together with full inpatient cover. MRI/CT
scans, complementary medicine and many other benefits are included
and additional benefits such as dental, worldwide travel and psychiatric
cover can be added. The comprehensive plan would be an excellent
choice if you require complete peace of mind.
It is important to choose the right product that best suits your
own needs and budget.
Take advantage of our Independent status together with our free,
no obligation, personal service. We will work to your requirements,
trawl the market to obtain the best solution for you and, at the
same time, ensure you personally benefit from any discounts.
What have you got to lose?
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Premier Choice Healthcare / Premier Choice Lifecare in association with Wayne Jackson Independent Insurance Intermediary